Parked in a no parking area and got hit. Whose fault is it?

If parking in a no parking area and getting hit by another driving vehicle, who is at fault and who is not? Will the insurance cover this situation or not?

Parked in a no parking area and got hit by another car. Who is at fault?

In the case of parking in a no-parking zone and being hit by another vehicle, even though parking in a prohibited area is a traffic violation, it does not necessarily mean that the other vehicle is allowed to collide and cause damage. Therefore, the car that drove and caused the collision is considered at fault in all cases, as it's deemed reckless driving. However, it might involve shared fault if the parked car was positioned in a way that obstructed visibility or traffic flow.

So, in the case of parking in a no parking area and getting hit, does insurance provide coverage?

If a car is parked in a no-parking zone and an accident occurs, and both vehicles involved have insurance coverage of Class 1, Class 2+, or Class 3+, the insurance company will continue to provide coverage according to the terms stated in the policy, as usual.

However, even if the insurance covers the incident, parking in a no parking area is a violation of the law. Recently, there have been increased penalties, with fines of up to 2,000 Baht, as it is considered a risk factor for accidents and causes inconvenience to other road users.